Erin Bui shares a powerful story that will bring tears to your eyes and explain to your why life insurance matters to a single parent. If you care for anyone in your life that depends on you, life insurance cannot wait another day. Because you may not have another day. By Erin Bui Planning for the future takes quite a lot of willpower because let’s face it: humans are lazy … [Read more...] about Why Life Insurance Matters To A Single Parent/Breadwinner
Young Families
Do you need a Living Trust or is a Will sufficient?
You have worked hard for what you have and are interested in understanding where your wealth would go if something unplanned were to happen. Of course you don’t want a random probate court to decide what would happen to your assets when they find you don’t have any written legal representation. Your options as of now in dictating where your money would go would most likely … [Read more...] about Do you need a Living Trust or is a Will sufficient?
When Injury or Death Affects A Young Couple and Family (A Case Study)
Young families and couples starting out their lives have a lot of liabilities to protect, and deal with a higher amount of risk than older, more established couples. Here's a checklist on what to protect and how to prepare as a young couple. Tom, 35 and Mary, 32 are newlyweds, and they have two young children. Tom had put a down payment on a beautiful home in the suburbs … [Read more...] about When Injury or Death Affects A Young Couple and Family (A Case Study)
Estate Planning for Dummies: The Basics (Part 1)
Why estate planning is crucial, and what kind of huge debt you could be leaving to your family if you die prematurely. Homeowners, a living trust is crucial, as well as the rest of the estate planning checklist. Estate planning can be an overwhelming process. So much so that people just throw their hands up in the air and give up. But there's a huge danger in doing nothing, … [Read more...] about Estate Planning for Dummies: The Basics (Part 1)
5 Reasons Why Long Term Disability Insurance Is Awesome
Many people think about long term disability insurance: when it's too late. Protect your income and lock in your standard of living while wages are high and sleep better at night. Don't wait until an injury or sickness takes you down the financial drain. Long term disability insurance? Why would I ever need that? Ok. Let's start with insurance, in general. Take it from a … [Read more...] about 5 Reasons Why Long Term Disability Insurance Is Awesome